Terms of Use

1. Introduction

Welcome to MoneyWise Student. These terms and conditions outline the rules and regulations for the use of our website, located at moneywisestudent.co.uk.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use MoneyWise Student if you do not agree to all the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person who accesses this website and accepts the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to MoneyWise Student. "Party", "Parties", or "Us", refers to both the Client and ourselves.

2. Information Provided

The content on our website is provided for general information purposes only. It is designed to offer educational resources about financial planning for students. It is not intended to constitute professional advice or a replacement for professional financial advice.

Before taking any actions based on information found on our website, we strongly recommend consulting with a qualified financial professional or advisor who can provide personalized advice tailored to your specific situation.

We make reasonable efforts to update the information on our website, but we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

3. Intellectual Property

Unless otherwise stated, MoneyWise Student and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved.

You may view and/or print pages from the website for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from this website without proper attribution
• Sell, rent or sub-license material from the website
• Reproduce, duplicate or copy material from the website for commercial purposes
• Redistribute content from MoneyWise Student (unless content is specifically made for redistribution)

Educational institutions may use materials from our website for educational purposes with proper attribution to MoneyWise Student, provided this use is non-commercial in nature.

4. User Conduct

In using this website, you agree not to:

• Use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website
• Use this website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity
• Use this website for any purpose related to marketing without our express written consent
• Conduct any systematic or automated data collection activities on or in relation to this website without our express written consent

5. Links to Other Websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

6. User-Generated Content

When you submit information through our contact forms or other interactive features, you agree that:

• The content does not contain any material that is defamatory, offensive, indecent or otherwise objectionable
• The content does not infringe any copyright, database right or trademark of any other person
• The content does not promote any form of discrimination
• The content does not contain any material that is confidential or proprietary

We reserve the right to remove any content that, in our opinion, violates these terms or is otherwise objectionable.

7. Limitation of Liability

Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from negligence; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; (c) limit any of our or your liabilities in any way that is not permitted under applicable law; or (d) exclude any of our or your liabilities that may not be excluded under applicable law.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control, or any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.

8. Indemnification

You agree to indemnify, defend and hold harmless MoneyWise Student, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the website, any user-generated content, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

9. Variations

We may revise these terms and conditions from time to time. The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on our website. Please check this page regularly to ensure you are familiar with the current version.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom, and you submit to the exclusive jurisdiction of the courts located in the United Kingdom for the resolution of any disputes.